Account Takeover Prevention

Protect Online Accounts From Account Takeover (ATO)

Protect Online Accounts From Account Takeover (ATO)

How Darwinium Mitigates ATO

Continuous Monitoring and Real-Time Decisioning

  • Journey-Based Visibility: Darwinium continuously monitors the entire user journey, assessing risk at every interaction.
  • Decision and Action in Real Time: Introduce additional authentication checks for high-risk interactions, block risky logins in real time, reduce friction for trusted returning users.

Detect Anomalies with Integrated Behavioral Biometrics

  • Behavioral Biometrics on Every Field: Monitor the way a user interacts with their devices across web and mobile.
  • Support Continuous User Authentication with behavioral biometrics across the user journey, to detect unusual deviations from normal behavior, as well as bot-like behaviors.

Separate Trust and Risk with Digital Signatures

  • Digital Signatures for Devices and Behavioral Biometrics: Improve returning user recognition rates based on the context of an interaction.
  • Optimize Challenge rates with Customer Experience, while reducing false positives. Condense granular data relating to devices and behaviors into signatures that can be compared for similarity to previous and known bad interactions.

Identify Suspicious Network or Location Changes

  • Context-Aware Location Intelligence: Understand network changes relating to IP address, internet provider, connection type and proxies which might be indicative of an account takeover scenario.
  • Detect Logins from New or Unusual Locations: Darwinium's geo-tracing functionality provides detailed context on the location of devices, addresses, proxied and true IP addresses, as well as suspicious account changes e.g. unusual new shipping addresses.

Agile Integration and Orchestration

  • Flexible Deployment Options: Integrate Darwinium on the edge, via your Content Delivery Network (CDN), on webpages, on mobile and on API endpoints for complete protection.
  • Orchestrate Third-Party Services: Seamlessly integrated additional data sources and step-up authentication to enrich risk assessments and enhance decision-making processes.

Protect Customer Trust with a Privacy-First Approach

  • Privacy and Security by Design: Darwinium gives customers the option to move data classification, encryption and anonymization to the perimeter edge.
  • Retain Full Control of Sensitive Data, with less exposure to risk. Darwinium uses a fully anonymized version of this data that can be processed globally for security and fraud prevention purposes.

Current Account Takeover (ATO) Methods

Account Takeover (ATO) fraud is a growing threat given the wealth of monetization opportunities online accounts provide, including transferring an account balance, rewards and loyalty points monetization, access to cards-on-file and credential theft.

Fraudsters have increased their levels of attack sophistication, combining brute force techniques with social engineering to steal or intercept one-time passcodes (OTPs) or bypass other two-factor authentication protocols.

The most common methods include:

Credential Stuffing

Automated tools testing stolen username-password pairs across multiple sites.

Brute Force Attacks

Systematically trying every possible combination of passwords to gain access.

Malware and Keyloggers

Infecting devices to capture login credentials directly as they are entered.

Phishing

Deceptive emails, texts, or websites deceiving users into revealing login credentials.

Social Engineering

Manipulating individuals to divulge personal information or bypass security protocols.

SIM Swapping

Hijacking a victim's phone number to intercept two-factor authentication codes.

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Why Choose Darwinium?

Darwinium stands out in the crowded security and fraud prevention market by providing a holistic, adaptive, and privacy-conscious approach to account security. Its innovative approach to continuous visibility across the customer journey, digital signatures and flexible decision engine ensures unparalleled protection against account takeovers. Moreover, its commitment to user privacy and security makes it a trusted partner for businesses looking to secure their digital environments without compromising user trust or experience.

Darwinium Specializes in providing tailored Account Takeover solutions for many diverse industries.

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Stop Account Takeover Attacks.

Protect your business and your customers from the ever-growing threat of account takeovers. Get started to see how Darwinium can enhance your cyberfraud prevention strategy and provide peace of mind in an increasingly digital world.

Reduce Financial Loss & Protect Customer Funds

Reduce Financial Loss & Protect Customer Funds

Account takeover attacks have a huge financial impact on customers and businesses alike. Customers can lose account balances, loyalty and rewards points, and personal credentials.

Businesses shoulder the burden of refunds, chargebacks and claims, leading to additional financial strain and penalties, as well as heavy operational costs.

Darwinium has been architected to reduce the financial damage from account takeover fraud, uniting operational siloes across security and fraud teams and reduce fraud losses by detecting account takeover scenarios before they impact end user accounts.

Protect Sensitive Data

Protect Sensitive Data

Sensitive customer data can be monetized by fraudsters, forming part of complete digital identities that are sold on the dark web.

Account takeovers are used by fraudsters to harvest data, exposing sensitive information, financial details, and login credentials.

Once a business is successfully targeted for ATO, it can also become a repeat target, damaging reputation and customer trust.

Darwinium helps businesses safeguard sensitive customer data from unauthorized access, helping to reduce exposure in the wild, and protect privacy and customer trust.

Defend Brand Integrity and Build Customer Trust

Defend Brand Integrity and Build Customer Trust

Account takeovers can severely damage the reputation of a brand and customer trust.

Customers are more likely to defect to a competitor following a fraud attack. Likewise, overly robust fraud controls can cause frustration as good customers experience unnecessary friction when trying to access their accounts.

Darwinium helps businesses balance frictionless account access with accurate fraud detection for account takeover attempts, maintaining brand integrity and customer trust.

Challenge Suspicious Activity with Confidence

Challenge Suspicious Activity with Confidence

Darwinium’s continuous behavioural identification across the customer journey incorporates intelligence related to devices, networks, and user behaviors, ensuring every user interaction is protected.

This approach better separates trusted user behavior from a potential threat, proactively alerting businesses to account takeover attempts.

Enhance Your Decision Making

Enhance Your Decision Making

Darwinium’s continuous behavioural identification across the customer journey incorporates intelligence related to devices, networks, and user behaviors, ensuring every user interaction is protected.

This approach better separates trusted user behavior from a potential threat, proactively alerting businesses to account takeover attempts.

Stay Ahead of Attackers

Stay Ahead of Attackers

Darwinium’s continuous behavioural identification across the customer journey incorporates intelligence related to devices, networks, and user behaviors, ensuring every user interaction is protected.

This approach better separates trusted user behavior from a potential threat, proactively alerting businesses to account takeover attempts.


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We are passionate about helping protect those least able to protect themselves, delivering on the promise of the internet to be fair, equitable and accessible to everyone.

Alisdair Faulkner

CEO and Co-Founder, Darwinium